articles
About us - business finance
The Diverse Finance Company (TDFC) is an independent business finance adviser and commercial finance intermediary. [more]
Business purchase finance
The purchase of an existing business often includes the acquisition of property or land in combination with the normal assets.. [more]
Could it be time to change your bank
Sometimes the only way to improve your relationship with your bank is to leave. Clearly this is a decision not to be taken lightly. In this section we highlight some of the benefits [more]
Feedback - The breakfast of champions
Every athlete knows that in order to improve there has to be feedback.... it's the same with raising finance [more]
Introduce some competition
Banks know that the majority of their customers stay with them for long periods and are loathe to swap banks due to the hassle factor [more]
Is your bank manager holding your business back?
Up and down the country a number of small businesses are being prevented from growing due to a lack of support from their bank managers [more]
Finance restructuring
Working in partnership with your accountant or business adviser, this service enables us to assess the opportunities for restructuring your finances in order to keep your costs down and better achieve your business objectives [more]
The pros and cons of Asset Finance
This article outlines both the real benefits of asset finance as well as the many additional considerations that must be made in order to make an informed financial decision... [more]
Why lenders say yes
We look at why other banks and/or financial institutions sometimes approve your finance application even when you've been rejected by your own bank.... [more]
Why use a full service Business Finance Broker
Of course we're biased but we believe there are some compelling business reasons for using the services of a Business Finance Broker..... [more]
Your shout
Do you have an interesting local or national news story which you feel the mainstream press has missed? [more]
Short term finance
Short term finance enables businesses and investors to take advantage of opportunities which require transactions to be completed quickly. The focus on this type of finance is “getting the deal done” as quickly... [more]
Trade and transaction finance
This type of finance may be needed for clients that are entering new markets overseas, investing in new stock, partnering with new overseas suppliers/customers or investing in new stock for seasonal reasons or a one off supply to a single customer. [more]
Start up finance
Starting a business is often one of the most difficult times to raise finance since there is no track record, few assets or trading performance to help lenders with their decision making. [more]
Finance products
We utilise the following range of financial products when arranging finance for our clients [more]
Business finance application
Case studies
A few simple case studies [more]
Business finance services
If you need to raise business finance because you have been refused or let down by your bank, need to invest in business assets like vehicles, technology or equipment.... [more]
Small Firms Loan Guarantee scheme
The Small Firms Loan Guarantee (SFLG) is a UK-wide scheme offering unsecured finance for small and medium-sized businesses that have been unable to raise finance in the conventional way due to lack of security. [more]
Vendor Finance services
Would you like your business to be able to sell more products/services/maintenance by removing price objections,... [more]
10 Tips for managing a cashflow crunch
Simple suggestions for improving a negative cashflow position [more]
How to finance a franchise
Taking up a franchise is becoming an increasingly popular way to start a business. Research has shown that successful franchises have a much lower failure rate than other start up options and, in most cases, the business model being purchased has already been tried and tested. [more]
Shaking up the Small Firms Loan Guarantee scheme
In operation since 1981, the Small Firms Loan Guarantee scheme has provided more than 88,000 loans to small businesses since its launch. However, following a comprehensive government review, a number of changes to the scheme were bought into force in December 2005. [more]
Writing a business plan
Preparation of a workable business plan is one of the most important tasks facing both new and existing business owners. Whether the business is a start up or has been operating for some time, a comprehensive business plan sets out the short, medium and long-term goals and objectives of the business and describes a strategy for achieving them. [more]
Writing a business plan to raise finance
A comprehensive business plan is an essential tool when looking to raising finance from banks and commercial lenders. However, many business owners and managers fail to understand exactly what lenders look for in the business plan before approving a loan application. [more]
How to use the Small Firms Loan Guarantee Scheme (SFLG) to raise cash for your b
First of a series of articles that has been written to provide some practical support for the small and medium sized businesses in the UK that require additional funding for their businesses [more]
