articles
Commercial mortgages
A commercial mortgage is a loan that can be used to finance the purchase of buildings and/or land for a business. It may be structured in a variety of ways according to business and market circumstances, and there is considerable flexibility with repayment schedules. [more]
Semi-commercial case study
Mr and Mrs R found a semi-commercial property in a residential street that was perfect for their needs. The property was valued at £350k with B1 planning use. [more]
Commercial mortgage services
Are you looking to take your business to the next level by investing in a commercial property? Do you need funds for the refurbishment or expansion of your commercial property? [more]
An introduction to commercial mortgages for hotels and guest houses
With almost 30 million international tourists visiting the UK in 2005 alone, according to figures from VisitBritain, demand for hotel and guest house accommodation is booming. [more]
An introduction to commercial mortgages for pubs
Whether it’s a cosy village drinking establishment, or a brash modern party venue, the pub is an intrinsic part of the social lives of many individuals in the UK. [more]
Commercial mortgage FAQs
If you’ve just started your business or have been operating for a while and need room to expand, store equipment or stock, you may want to purchase your own premises. [more]
A guide to raising a 100% commercial mortgage
For small to medium-sized businesses raising the funds for a commercial mortgage deposit can be challenging, while for some it can be next to impossible. [more]
An introduction to commercial mortgages for nightclubs and bars
As one of the most popular forms of entertainment for the 18-30 age group, the hedonistic world of nightclubs and bars holds great appeal for many entrepreneurs. [more]
An introduction to commercial mortgages for restaurants
Whether it’s a traditional fish and chip shop in a local village or a high-class Michelin-starred establishment, restaurants are increasingly becoming an important part of the UK’s social scene. Eating out now accounts for a third of the UK’s expenditure on food and drink, and the sector is becoming an attractive proposition for many entrepreneurs. [more]
An introduction to commercial mortgages for retail
Owning and operating a retail business holds great appeal for many entrepreneurs. However, whether it’s the corner store across the road, a prime high street position or a larger site in an out-of-town retail park it may be necessary to apply for a commercial mortgage to secure the perfect outlet for your business. [more]
An introduction to commercial mortgages for factories and warehouses
Manufacturing has long been one of the staple industries in the UK and is currently responsible for half the UK’s exports and a sixth of its GDP, which makes the sector an attractive proposition for many entrepreneurs. However, raising appropriate finance to purchase a factory or warehouse can be complicated. [more]
An introduction to commercial mortgages for nursing and care homes
The UK’s nursing and care home sector is becoming increasingly appealing to entrepreneurs, with recent research showing a move away from large corporate ownership and an increase in those run by private individuals and small companies. [more]
An introduction to commercial mortgages for Post Offices
The local Post Office is often at the heart of the local community. In rural areas a sub postmaster agency may enable entrepreneurs to provide Post Office services alongside the village shop (with the approval of Post Office Ltd), while in urban areas a Post Office franchise can provide a tried and tested business opportunity. [more]
